Unique Selling Point:
With Xoom’s bill pay feature, you can pay for utilities, phone, tv and internet directly for family in other countries

Who is this app for:
If you’re looking for an online money transfer service with one of the world’s biggest financial services firms that offers international money transfers with a wide variety of payout methods, then Xoom may be for you. While Xoom tends not to stand out as a particularly cost-effective solution for international bank transfers, where it shines is in it’s flexibility and variety of payment options. This can be particularly useful if you’re looking to send money to loved ones who don’t have formal banking arrangements, or who live in areas without well-developed banking and financial infrastructure. Xoom offers solutions that are not widely available amongst it’s competitors, such as international phone reloading, bill pay, cash delivery and cash pick up.

Bonus points:
– If you already have a PayPal account, you can use Xoom to send money around the world straight away without having to set up new accounts.