Unique Selling Point:
Instead of just looking at your credit score, Upstart uses non-traditional variables, such as education and employment, in order to predict your creditworthiness and eligibility for a loan.

Who is this app for:
If you’re someone who has a strong educational background, a high-paying job, or strong personal finances, but don’t have great credit, then Upstart may be for you. Upstart stands out among the other online loan agents in terms of it’s all-round flexibility – offering loans of up to $50,000 to a wide range of borrowers for a wide range of purposes. In addition, 99% of applicants get money just 1 business day after accepting their loans, saving you hassle, and helping you move forward planning your financial future.

Bonus points:
– With no prepayment fees, you can pay off your loan early without any penalties.