Twine_Logo

Unique Selling Point:
With Twine, couples can set savings goals together, and reach them by  both contributing to a shared investment portfolio.

Who is this app for:
Twine is an investment app aimed at couples who are new to investing, and are looking for a simple way to save for things like  a vacation, a wedding or a home down payment. With  recurring deposits from your bank account, you can ‘set it and forget it’. Users chose from a number of different mutual funds based on each couples’ own risk tolerance. Each portfolio has been designed by top investment professionals and includes a diversified spectrum of equities and bonds. If  you’re looking to begin a short-medium term savings journey with your partner, where you’re both actively involved in the savings process, then Twine may be a good choice for you.

Bonus points:
– Along with it’s various investment options, Twine also offers a fee-free cash account within the app, giving users access to a FDIC-insured savings account that earns a competitive 1.05%  interest rate.

Feature Checklist

Features
Details
Fees
$0.25 per month per $500 invested
Account Minimum
$0
Retirement Accounts
No
Fractional Stocks
No
ETFs
Yes
Bonds
No
Debit Card
No
Free ATM withdrawals
N/A
Scheduled Trades
No
Integrated Tax Reporting
Yes
Actively Managed Funds
Yes
Robo-Advisors
Yes
Dividend Reinvesting
N/A
Tax-Loss Harvesting
N/A
Target Date Funds
No
Total Rating -
3.5/5