Stash

Unique Selling Point:
With the Stash debit card and cash management account, Stash users can earn Stock-Back® rewards—pieces of stocks and funds that are added to their portfolio every time the use their card.

Who is this app for:
Stash is an investment app aimed at those who are relatively new to investing. With automatic round-ups on everyday purchases and automatic recurring deposits from your bank account, you can ‘set it and forget it’. With Smart-Stash, Stash uses smart analytics to help you increase your saving by analyzing your spending habits and earning patterns and saving your spare cash when and where you can afford it. 

Bonus points:
– Along with it’s various investment options, all Stash accounts also offer a checking account within the app, giving users features like recurring transfers, mobile check deposits and more.
– With Stash Growth and Stash+, users can set up an Individual Retirement Account (IRA) in just a few taps with a tailored portfolio that’s right for them.
– With Stash+, users can set up a tax-efficient (UTMA/UGMA) investment account for 2 of their kids, allowing you to prepare for their future with an account that grows along with them.

Feature Checklist

Features
Details
Fees
$1 – $9 /month depending on plan
Account Minimum
$0
Retirement Accounts
Yes
Fractional Stocks
No
ETFs
No
Bonds
No
Debit Card
Yes
Free ATM withdrawals
Yes (55,000 fee-free ATMs nationwide)
Scheduled Trades
Yes
Integrated Tax Reporting
Yes
Actively Managed Funds
No
Robo-Advisors
No
Dividend Reinvesting
Yes
Tax-Loss Harvesting
No
Target Date Funds
No
Total Rating -
3.5/5