Unique Selling Point:
For the Petal 1 card, Petal gives you a “cash score” by looking at your bank account history, income and expenses. Petal can use this information to approve you for a Petal 1 card even if you have poor/no credit.

Who is this card for:
If you’re someone who wants a simple, no-fee credit card that’s digital-first, Petal 1 may be the card for you. With a clean, simple app interface and a focus on budgeting and money management, Petal 1 is a good choice for those who want to keep track of their finances, easily manage their interest payments and do it all through an easy-to-use app.

Bonus Points:
– Automatically earn up to 10% cash back with select merchants.