Unique Selling Point:
Earn unlimited 1.5% cash back on every purchase, every day.

Who is this card for:
If you’re someone who doesn’t really value travel rewards, has moderate credit and doesn’t like annual fees, it’s hard to go wrong with the Capital One Quicksilver credit card. While Capital One started off as an old-school brick-and-mortar bank, they have long focused on a digital-first approach to banking which can is why we’ve included them in our list. Capital One strikes a good balance between the established name-recognition and customer support of old-school brick-and-mortar banks, and the digital offerings of newer, online-only neobanks.

Bonus Points:
– Access to Capital One exclusive events.