Best Money Management Apps Of 2022

As peoples’ financial lives increasing become more and more digitalized, day-to-day spending habits have moved from managing cash in your wallet, to organizing your finances through smart financial apps on your phone. In 2022, there are many options out there that will help you keep track of your spending, manage your subscriptions, split bills with your friends, and save for a rainy day. Some of our top pics are below.
Cash App

Cash App is a popular money management app which allows to to manage your day-to-day spending, send and receive payments and shop in stores and online with the Cash Card Visa Debit card. Cash App gives users a unique username, known as a $cashtag, which allows users to receive payments without the need for telephone number or other personal information. While it’s not really a substitute for a full bank account, the direct deposit feature means allows you to receive your paycheck and tax returns directly into the Cash App without any additional transfers. Cash App also give users a hassle-free way to buy stocks and bitcoin, including fractional shares – allowing users to buy a piece of major companies from as little as $1.

The Monzo App is a popular money management app in the UK which has recently launched in the US. It allows users to manage day-to-day spending, send and receive payments and shop in stores and online with the Monzo debit card. Frequent international travelers will likely be attracted by the lack of mark up from Monzo on the exchange rate when they travel – users get the official Mastercard rate on to every time the spend money abroad.
If you’re looking for a full-service digital-first bank account with all the features you’d expect from the old-school banks, as well as access to cash advances, credit-building loans, investment accounts and cash back rewards, then MoneyLion may be for you. MoneyLion’s suite of products allows users to pick and choose the financial products that are right for them, and build their financial future over time. Regular international travelers will also appreciate zero foreign transaction fees.
Revolut is a popular money management app which allows to to manage your day-to-day spending, send and receive payments and shop in stores and online with the Revolut Visa Debit card. Revolut users can transfer money, split bills, and set up recurring payments with anyone in their contacts who also has the app. With Revolut Vaults, users can set money aside from their main balance for specific mini accounts to help save for things like vacations and rainy day funds. Revolut also give users a hassle-free way to buy commodities, stocks and bitcoin, including fractional shares – allowing users to buy a piece of major companies from as little as $1.
If you’re looking for an AI-powered, smart banking experience with a $1 monthly fee, no minimum balance requirements and access to $200 interest-free between pay checks, then Dave may be for you. Dave describe themselves as a human-centered banking app, where members pay a $1 monthly membership fee in order to access the Dave platform. Despite lacking some of the more advanced features of other digital-first banking apps, Dave instead focuses on providing members with a more wholistic personal finance solution, using AI to predicts a member’s spending habits and expenses in order to encourage and support better money management. Dave aims to help it’s members to avoid having to fall back on expensive short-term credit, and develop healthier long-term financial habits.

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Best Money Management Apps Of 2022

As peoples’ financial lives increasing become more and more digitalized, day-to-day spending habits have moved from managing cash in your wallet, to organizing your finances through smart financial apps on your phone. In 2022, there are many options out there …