N26_Logo

Unique Selling Point:
With N26 you can get perks such as cashback on groceries, gas, travel, restaurants and fashion, as well as exclusive discounts on lots of monthly subscriptions, services and brands.

Who is this app for:
If you’re looking for a fully-featured, completely digital checking account from one of the biggest names in Fintech, with no monthly fees or minimum balance requirements, then N26 may be for you. One of the biggest neobanks in Europe, N26 has now arrived in the US, allowing new customers to open an N26 account in 5 minutes directly from their phone, without paperwork or credit checks. N26 offers users multiple tools to help customers track and analyze their spending habits – automatically categorizing your purchases, creating a simple visual breakdown of your spending habits and allowing you to create your own personal tags to organize your transactions in a way that makes sense to you. Frequent international travelers will also likely be attracted to N26 by the lack of foreign transaction fees.

Bonus points:
– All N26 accounts are FDIC insured up to $250,000, so users know that their money is in safe hands.

Feature Checklist

Features
Details
Routing Number
Yes
Direct Deposit
Yes
Debit Card
Yes
FDIC Insured
Yes
Check Deposit
No
Pay Bills
Yes
Sub Accounts
Yes
Cash Advance
No
Minimum Balance
No
Cash Deposit
No
Multiple Currency Accounts
No
Total Rating -
4/5