Unique Selling Point:
Empower covers fees on 3 ATM transactions per month, both within the US and internationally. Fee reimbursements are automatically credited into your account after they occur, so you don’t have to worry about finding ATMs in a specific network.

Who is this app for:
If you’re looking for an AI-powered, smart banking experience with no minimum balance requirements and access up to $250 interest-free between pay checks, then Empower may be for you. Empower’s app acts as a hub for your entire financial life, where members pay a $8 monthly membership fee in order to access the Empower platform. Empower focuses on providing members with a total personal finance solution, where users see a combined dashboard that incorporates every debit card, credit card, checking account and savings account they have. Empower uses AI to predicts a member’s spending habits and expenses in order to optimize spending habits, credit score and financial health. 

Bonus points:
– All Empower accounts are FDIC insured up to $250,000, so users know that their money is in safe hands.