Unique Selling Point:
With Dave’s “Side Hustle” feature, Dave members can use the app to find local, flexible jobs that fit with their schedule, and make some extra money. 

Who is this app for:
If you’re looking for an AI-powered, smart banking experience with a $1 monthly fee, no minimum  balance requirements and access to $200 interest-free between pay checks, then Dave may be for you. Dave describe themselves as a human-centered banking app, where members pay a $1 monthly membership fee in order to access the Dave platform. Despite lacking some of the more advanced features of other digital-first banking apps, Dave instead focuses on providing members with a more wholistic personal finance solution, using AI to predicts a member’s spending habits and expenses in order to encourage and support better money management. Dave aims to help it’s members to avoid having to fall back on expensive short-term credit, and develop healthier long-term financial habits.

Bonus points:
– All Dave accounts are FDIC insured up to $250,000, so users know that their money is in safe hands.
– Dave can automatically report your monthly rent payments to the major credit bureaus, boosting your credit score.