Unique Selling Point:
With Current’s debit card, you can earn points when shopping at participating merchants which can be redeemed for cash in your Current account.

Who is this app for:
If you’re looking for a modern banking app with a digital-first experience and no monthly fees or minimum balance requirements, then Current may be for you. Current offers a regular checking account that comes with no minimum balance and no hidden fees. With Current’s “Saving Pods”, users can help reach their savings goals by automatically putting aside money for vacations, bigger purchases or a rainy day. Current users can also enable round-ups that automatically round up their purchases, and move spare change to their pods every time they make a purchase. With Current’s premium account ($5 per month), eligible Current users also get access to a free $100 overdraft limit. 

Bonus points:
– With the Current Teen Account, parents can encourage financial responsibility for their teens by giving them the financial freedom of a Current debit card, while allowing them to set spending limits and block specific merchants, as well as getting instant updates whenever a payment is made.