Unique Selling Point:
Alongside its business checking account, BlueVine also offers integrated loan and financing options. BlueVine customers can get quick and easy access to business credit facilities including invoice factoring and revolving credit lines, all integrated automatically with their business checking account.

Who is this app for:
If you’re looking for a digital-first business checking with no monthly fees or minimum balance requirements, and access to credit tools to help with your cash flow, then BlueVine may be for you. BlueVine makes it easy to pay vendors and bills – giving you the option of ACH, wire transfers, and paper checks. In addition, BlueVine customers can also earn an industry-leading 1% interest on balances up to $100,000. With it’s intuitive apps and web portal, lack of fees and easy B2B payment options, as well it’s different credit options for optimized cash flow, BlueVine will likely be a good choice for small businesses who have to deal with many different vendors and payment terms who want a simple digital banking solution.

Bonus points:
– None